Switch to Bank of America from Washington Mutual

Ever since I read about how bad Washington Mutual is doing, I have been thinking about switching to other bank. Well, I finally did today. I opened 3 accounts with Bank of America. Withdrew everything I have in my WaMu accounts, and deposited to my new BoA accounts. I read many people discuss online that no need to worry because the accounts are FDIC insured. That may be true, but why I should risk my money? If WaMu goes down, there is no guarantee that I will have immediate access to my money. I may have to go through the claim process, which could take some time. Besides, I get better interest rates with BoA, and much better services (in my personal opinion). If you have the accounts with WaMu, do not listen to people that tell you not to withdraw. If you do not feel comfortable doing business with WaMu, then switch to stronger bank like BoA or credit union. Do whatever necessary to protect your money the best you can.